Monday, September 28, 2009

A lovely day out




Miri and I went to Sequim, Wash., yesterday, and got to see some cool stuff. First, at the Dungeness River Festival, there was an exhibition of driftwood sculptures:




This one is a dreamcatcher inside of a piece of wood. I thought it was really pretty.




And then this one is the column of fire from the Book of Exodus that guided the Hebrews at night through the wilderness. (The wood, not the flower bouquet.)




After the River Festival, we went to the Dungeness Spit National Wildlife Refuge, a 5-mile barrier island that extends out into the Strait of Juan de Fuca. It's one of the few long beaches walks in Washington state that doesn't make you climb a mountain in the middle of it.




We found a really big piece of driftwood there, and tried to take some artsy pictures with it, but I was using a digital pocket camera that doesn't have a manual mode, so it kept setting its aperture so as to get a good picture of the bright stuff, not the dimmer stuff. Here's Miri sitting behind the driftwood, and my shadow in the middle of it.



Eventually, I made my wife squint so that I could actually get her image exposed correctly.




And, finally, my favorite of the bunch of pictures, in which I was able to keep my elbow-shadow out of it.

So that was our Sunday.

Recently, I have had a few interesting things happen. I got another article published on that news Web site, the SeattlePostGlobe. It's about the Seattle City Council considering a change in its single-family housing zoning laws to allow homeowners to build backyard cottages on their lots.

Also, I had two job interviews last Thursday. One job seemed like it would be quite an adventure, and would be a real career-builder. The other seemed like a pretty good job that might pay the rent. I'm hopeful that one of them comes through.

If you're a PLU alumni, I'll be at homecoming this Saturday, Oct. 3. Come find me and say hi!

That's the news from Ruthfordville. We hope you are well!

Tuesday, September 8, 2009

I'm a news reporter again!

Here is a link to a news story that I wrote. It's about Mary's Place, a women's day shelter in Seattle in danger of closing.

I am a volunteer reporter with the Seattle PostGlobe, an on-line news Web site consisting of former news reporters from the Seattle Post-Intelligencer, the Seattle Times and the Seattle Weekly. It's a non-profit organization, with a big emphasis on the NON right now -- not even the boss gets paid. So if you want to promote a great news site that increases the number of journalistic voices in Seattle, please visit the donation page.

Thursday, June 25, 2009

How to survive a recession

The way that you survive a financial panic is by the stuff you don't do in the two or three years leading up to the recession. There really isn't that much you can do to prepare for a recession unless you're an expert at making short sales several times a day.

I have been unemployed for the past nine months, having quit my job the same week Lehman Brothers went bankrupt. That part may not have been the best-timed decision, but now that I have plenty of time to ponder such things, I can remember a couple of moments when I blew some people off for their outlandish suggestions.

The first was at the beginning of 2005, when I became friends with a mortgage broker.

After he told me what he did, I said, "Sounds cool, but I have no money, just debt. It'll be a long time before I can buy something."

"You could borrow money from family," he said, "and then rent the house to people to pay the mortgage. You can make money off the rent from the increase of the house's value."

And I laughed. My new friend didn't know me that well yet; he was obviously assuming I had some resources I didn't have.

A couple of months later, I opened a bank account at Washington Mutual Bank in San Francisco. I had a personal liking for this bank because they gave my great-grandmother a home mortgage during the Great Depression on the house where my family lived when I was a baby. My initial deposit was less than $1,000. At the end of the initial meeting, the woman in the collared WaMu shirt gave me a certificate saying that I had been pre-approved for a home loan of $250,000. I snorted, quietly. I knew that offer wouldn't hold after I filled out all the forms and put on a tie and came in and tried to explain to a suit-wearing mortgage officer I could pay for a house or condo in San Francisco with my $30,000 salary.

Obviously, these people were talking about someone else. I blew them off. It wasn't a temptation I was resisting, as much as a joke that I thought was mildly funny. I forgot all about it.

As it turns out, they weren't joking. A month ago, I read this first person account by an economics reporter at The New York Times who really wanted to buy a house but was paying two-thirds of his salary to his ex-wife in child support. He found a mortgage broker who told him that wasn't a problem and started descending the credibility scale for types of mortgages available until he found one that would not require that aspect of his background to be put on a loan application. He told the broker he felt guilty asking with such bad history, and the broker told him that the broker's job was to make things possible for the customer, not to judge them. He bought the house and a year later, he had a hard time making payments, and called up the same broker to refinance. "No problem," he said. Calling the broker felt like calling a drug dealer. Eventually, he started missing payments and the mortgage was underwater, but the bank was too busy to foreclose. At the time he wrote the article, eight months after he stopped paying, he still had not heard back from the bank.

Reading this article made me reconnect the dots of some forgotten memories. I was angry over the fact I had been unemployed for eight months and living with my parents, but I hadn't understood that I had been very close to this bad mortgage nonsense without even knowing it. Washington Mutual, a leader in subprime mortgages, probably would've given me a home loan in 2005. Now they're gone, but my checkings account got bailed out by the FDIC. My friend the mortgage broker is still my friend, but isn't working now, either, trying to find a new job outside of real estate.

Now I have just finished a temp job. I have a moderate amount of debt (that isn't growing) and a room at my parents' house where my wife and I sleep. We're doing all right, mainly because of all that stuff we never did.

Thinking in negative terms -- benefits of things not done -- is so counter-intuitive, but now I know what economics professors mean when they tell us about opportunity cost.

Wednesday, May 13, 2009

Spring news from Ruthfordville

Dear Friends and Family,

I have decided to give up my current occupation as Recession Victim and instead go in to the field of being a Misunderstood Genius. My first foray into misunderstood geniusdom is a photo essay I have put together about signs that you might have too many hobbies and not enough time. There are seven photos, just keep clicking "next" in the upper-right corner.

These days, I continue to apply for jobs. I've applied for seven over the past few days and Last week, I applied for a job as the PR guy for a chemical weapons depot. There's one assignment that won't get boring. Maybe I should get one of those "If you see me running, try to keep up" shirts.



Miri continues her two jobs, one at Point Defiance Zoo as an animal keeper in the Asia department, and the other as a dog-training class instructor at PetSmart. She likes the zoo better, although it's a temporary job and it's minimum wage.

I like the zoo, too. I got to visit Point Defiance earlier this month, and the whole place was really cool. The beluga whale was the most interesting creature there, with the way he squeaked and sputtered at his trainer. If you do want to see him, I'd recommend you go soon because the zoo has decided to send him back to Sea World in San Diego. Beluga whales are social creatures, and this whale had another whale in his exhibit, but he died a couple of months ago. Friendless, this beluga needs other whales to talk with, so they're sending him to Sea World.

Being a recession victim certainly is frustrating, although we have to keep in mind how we've got most of what we need. Our living situation isn't ideal, but at least we haven't been evicted or foreclosed upon like many people have with this burst housing bubble. We are living with my parents, which has been the inspiration for some aquatic land art (the aforementioned photo essay). Every few days I kick myself for having gotten in to this mess, and then Miri points out to me that there isn't any better way it could have turned out: Point Defiance was the only zoo that offered her a job, and despite the one hundred job applications I've sent out, I have not had any offers.

I wasn't crazy about my old job, and it just so happened that I quit during that manic week in September when all the banks failed. That job wasn't paying all the bills either, so it was a good idea to try moving. It's such a self-defeating way of thinking when you compare what you have to what you want -- rather, you should compare what you have to your other options.

I have had a few job interviews, most of which went pretty well, but in the end, I was not the lucky fellow who got chosen. Maybe I need to take this strategy:



With my free time, I have completed two manuscripts, one about the people whom I met in Ukraine and San Francisco when I was in the Peace Corps and working for the homeless shelter. The other is a humorous guide to dating for church-going singles. The second one, I think, has the potential for getting published and making money. Did you know that there are no funny books about Christian dating out there on the market? No wonder the American family is disintegrating -- nobody thinks being a good kid can be fun!

If you would like to read either of these manuscripts, please let me know, and I will send it to you. If I sent you my manuscript two months ago and you haven't done anything with it, hurry up before I start punishing the laggards. Ten lashes with a wet noodle! I am looking for content and context-based comments to answer the question: How interesting is this stuff?

I am also working on a short story right now about a choir director with an impossible singer.

I'm not really sure what's going to happen to these manuscripts, but I had been wanting to get them down on paper for some time, so it's satisfying to have them be real rather than ideas floating in my head.

Last bit of news: I got to see the new Star Trek movie twice, which certainly was exciting. The actors all got their parts spot-on, although Star Trek characters never have been particularly complex. It's not really science fiction anymore, though, as it didn't really raise any ethical questions about how our future should be.

Anyway, that's what's up. Let me know how you're doing!

Your friend,
Eric Ruthford

Friday, April 10, 2009

It's the thought that counts

Dear Mr. Ruthford,

Thank you for your application for the public affairs representative position at the police department, but we're not likely to hire you any time soon. It's quite obvious from your application that you're a slob. Sure, your grammar and punctuation were all correct, and you graduated from a good school, but we could tell that you sneezed on your resume without covering your mouth. What professional would leave a booger on his resume? And don't think that a .025 mm booger would get past us! We're a police department and we can DNA test anything. Don't you watch NCIS? We can figure out far more than Abby can.

Sincerely yours,
The Duwamish County Police Department

Dear Mr. Ruthford,

Thank you for your application to work at Frederick and Nelson's as a loss prevention agent. Here, we mean "thank you" in the same way Flannery O'Connor wrote "she stretched her mouth politely" to describe the reaction of a woman who had just been insulted by a child. Did you really think we wanted to hire someone with a master's degree in public policy and management? What are you going to do, interrogate shoplifters about the socio-economic causes behind their theivery? Obviously you are looking for a crap job that you can leave at a moment's notice when something better comes along.

Sincerely yours,
Human Resources

Dear Mr. Ruthford,

Thank you for your book proposal about your time serving in the U.S. Peace Corps. While we enjoyed it, we regret to inform you that your manuscript is ineligible for publication due the fact that you are still living. We only publish memoirs posthumously. We are sorry to deliver you this disappointing news, but hopefully you can find a different publisher. If not, at least you have something to look forward to when you are dead. Besides Heaven, that is.

Sincerely yours,
St. Vladyka's Press

Dear Mr. Ruthford,

Thank you for your application for position 0009-4332-al@$-q14-SWFseeksSWMforbowling-4562 with the Department of Administrative Departmental Affairs. We regret to inform you that due to our unusually long hiring process that the position you applied for is no longer available. Unfortunately, because of the earth's wobbling on its axis, since you applied for the job, the area of the United States you would have been responsible for examining has gone through severe climate change and is now a desert. Since no one lives there any more, under U.S. Code √1024 x 2.3 relating to places that no longer exist, we cannot offer you a position.
Sincerely,
The Department of Adminstrative Departmental Affairs
$500 penalty for private use

Dear Mr. Ruthford,

Thank you for your proposal for use of stimulus funds to create economic activity and reduce greenhouse gas emissions. While your idea has merit for producing both results, I think you are a little ahead of your time. It is my hope that some day, we will see old boats refurbished and equipped with anti-gravity generators as a means of alternative transportation, but I do not believe it is the most appropriate means of using the American Recovery and Reinvestment Act funds at this time.

Sincerely yours,
Barack Obama

Sunday, April 5, 2009

Kooky business idea No. 8

I was pondering a business idea today; tell me what you think. I have lots of time to think about this sort of stuff, being unemployed...

Guilt lockers

Do you have a hard time giving away old stuff even though you haven't touched it in 10 years? Do you feel guilty getting rid of it because you might need it, or because some friend of yours could put it to good use? Do you wish it would just go away on its own, but the act of figuring out what to do with it just too much?

Guilt Lockers, Inc., has got a solution for you: Rent one of our lockers, and put all of the stuff that you're on the fence about keeping or tossing. If you get separation anxiety on some object, come back and get it. Pay rent on the locker until you've forgotten about it, and then we'll take it and find socially and ecologically friendly ways of disposing of it. We keep an elaborate database of secondhand purchasers, charities and recyclers that deal with clothes, furniture, electronics and cute little stuffed animals. If we succeed in selling any of your stuff, you can have 30 percent of the profits.

Clear out your living space free of guilt, sentiment, and decision-making. Help those in need, but in a totally passive manner.

Guilt Lockers -- get rid of it now, because it won't fit in your coffin.


Yeah, yeah, yeah, I know... don't quit your day job (if only I had one). But, you have to admit that it's better than my idea of refurbishing old boats for when antigravity gets invented.

Monday, March 9, 2009

Books I've been reading

Wired for War, By P.W. Singer. This is a book about the current and future of robotics warfare. He talks about our military's current systems such as the Predator Drone that can do both surveillance and shoot missiles at targets, all being controlled by remote-controlled human pilots in Nevada who get very, very bored by their duty. He looks in to the future to robotic ambulances that could come rescue wounded soldiers, load them in to a vehicle and carry them back to a hospital.

He looks further into the future towards a paradigm shift he calls the Singularity, a creation of science-fiction writer Vernor Vinge. It's a moment when all the rules of technology change because the artificial intelligence will become so advanced that it, rather than we, will be creating new technologies in a new constant feedback loop.

As a teenager, I read an assortment of novels and short stories by Issac Asimov about robots, all of which were guided by the Three Laws of Robotics:

  1. A robot may not injure a human being, or, through inaction, allow a human being to come to harm.
  2. A robot must obey orders given to it by human beings except where such orders would conflict with the First Law.
  3. A robot must protect its own existence, as long as such protection does not conflict with the First or Second Law.
These laws were hardwired into Asimov's robots, and it was impossible for a robot to do anything outside of them. I liked these stories, and I thought that this would help create a much better future. Alas, several practical considerations get in the way of implementing these laws. One is that technology doesn't yet allow the kind of thinking in a machine that would make such decisions possible. As one programmer put it, "They are in English. How the heck do you program that?" Another is that the military provides most of the funding. They want robots that can kill. Sigh.

Singer is a nerd who thinks robots are really, really cool and that comes through in the text, which sometimes makes a poor juxtaposition with the seriousness of the topic he's covering. However, he does cover a lot of really scary stuff, such as this difficult-to-argue-with point:

Marvin Minsky, who cofounded MIT's artificial intelligence lab, believes that we humans are so bad at writing computer software that it is all but inevitable that the first true AI we create will be "leapingly, screamingly insane."

Another was a quote from Senator John Warner, chairman of the Armed Services Committee, in which he referred to the high casualty rates of past wars:

"...in my judgment, this country will never again permit the armed forces to be engaged in conflicts which inflict the level of casualties we have seen historically. So what do you do? You move toward the unmanned type of military vehicle to carry out missions which are high risk in nature... the driving force is the culture in our country today, which says, 'Hey! If our soldiers want to go to war, so be it. But don't let any of them get hurt.'"

He mandated that by 2010, one-third of all the aircraft designed to attack behind enemy lines be unmanned, and by 2015, one-third of ground combat vehicles be driverless. And, the Congress passed it in to law.

What's most disturbing about Warner's quote is that the electorate of the United States seems to only care about saving American lives. War is fine so long as Americans don't get killed in it, something of an immature attitude in American foreign policy that the robotics revolution is only going to exacerbate. I remember one of Asimov's novels included a robot that actually did kill humans, but only because its programmers were successful at narrowing the definition of human to the residents of a particular planet. That story seemed to be more of an allegory for us than robots, as our country's guarantees of life and liberty are perfectly dispensable when dealing with "bad people" whom we say are associated with terrorism.

Pretty much every advance related to war, whether it be horses, gunpowder, flight or nuclear fission, has increased deaths. I have a difficult time seeing military robots helping matters much.

Predictably Irrational, by Dan Ariely. This is a book about decision-making, focusing especially on times when we allow irrelavent information to cloud our judgment. I enjoyed this book very much, and it wasn't nearly so scary as the death-robot book.

Ariely is a professor of behavioral economics at MIT, and makes his living performing an assortment of experiments to test people's decision-making. One experiment he did was a taste test of beers -- one was a brand-name beer poured without modification, the other was the same stuff but with a teaspoon of balsamic vinegar in it. With blind taste-testing, the balsamic beer usually won, and then the experimenters told the tasters what was in the beer. When the experimenters told the tasters in advance what they were getting, the plain brand-name beer won.

He also explored the issue of "anchoring," when you make choices relative to the choices in front of you as opposed to relating it to what you can afford or what you want. An example: A real estate agent shows you a nice colonial house, a colonial house that needs work, and a contemporary house. Chances are you won't choose the contemporary house because you don't have anything to relate it to. But, you will like the nice colonial house because it's better than the one that needs work, and the fact it compares better to something else makes it more attractive. The real estate agent is trying to steer you towards the nice colonial, and the fixer-upper is just a decoy.

The most interesting part of this book is about the difference in rates of cheating when your reward is cash and when it is a non-cash item. He starts off the chapter with the following conundrum. Your spouse calls you at work and tells you that your daughter needs a red pencil for a school project. You could...

a. Go to the office supply cabinet and take a company red pencil.
b. Take a dime from company petty cash and go to the drug store to buy a red pencil.

If these are your only two choices, almost everybody would pick a, take the pencil. But why? The company is losing just as much with the pencil as with the dime. The experiments he goes on to describe how cash makes us more honest.

The series of experiments his group peformed involved having students take a test with 20 simple math problems. Test-takers got 50 cents for every right answer. The first group had no opportunity to cheat, making them the control group.

They then gave the test to several different groups, each group getting more opportunity to cheat. The first group got to see an answer sheet before they turned it in, thus giving them the opportunity to change answers, the next got to self-report to the number of right answers to the proctor after seeing the answer sheet, and another got to reach in to a jar of dimes in an unsupervised room and take out the amount of money corresponding to the number of answers they got right. A little bit of cheating took place in all of these cases, on average, test takers exaggerated their number of right answers by 2.7 answers. An interesting thing with these groups was that as the ease of cheating increased, the amount of cheating did not. The exaggeration rate stayed right around 2.7 answers.

The reward for the next group of test takers was not money but a token that could then be redeemed for money on the other side of the room. Then the exaggeration doubled, with the takers claiming to have gotten 5.9 more answers right. These tokens were obviously cash equivalents, but they weren't cash. The conclusion that Ariely draws is that when you separate stealing from cash, stealing becomes much easier.

A statistic he uses to make this point is very telling: Employee theft and fraud at the workplace result in about $600 billion in losses each year in the United States. This figure is much higher than the combined financial cost of robbery, burglary, larceny-theft and automobile theft ($16 billion).

He suggests that the directors of Enron, Kenneth Lay and Jeffrey Skilling, would have been unlikely to mug an old lady for $50. But, when it comes to moving around these large, abstract amounts, or miscategorizing them on financial statements, the association with cash and the association with the people who own it becomes so blurred that it becomes easy to rob your company, your employees and shareholders.

The Secular City, by Harvey Cox. This is a library book I have come to own against my will. I read it with great enjoyment, wrote notes about it in my journal and then put it in my bag and took a trip on a Greyhound bus. The bag was put in the undercarriage of the bus and it rained all day. The luggage compartment sprung a leak, soaking the bag and damaging the book to the point where the library made me buy it. Now I am the proud owner of this wrinkly thing. The librarian warned me not to put it on my bookshelf for at least a year for fear that mold might develop and jump to the neighboring books.

Unlike the other two books, which had been published in the past year, The Secular City was published in 1965, and its main purpose is to define the process of secularization as it relates to urbanism. It was a very instructive, interesting book, better than I thought it would be. What I especially liked was how Cox defined the limits of this movement as it is kind of amorphous and easy to associate with anything that isn't affiliated with an "official" ideology.

Secularization, he says, is the process by which people in a city focuses on pragmatism and profanity. Pragmatism is the question "Will it work?" and profanity literally means "outside the temple" or related to "this world." This becomes a helpful way of thinking for how to have a city that one would like to live in, rather than maintaining the power of an official religious group, regardless of its popularity.

It doesn't necessarily have to be come an anti-religious force, however, and Christians make a lot of mistakes when they try to oppose secularization. One example he gave was of churches that tried to organize prayer groups inside large apartment buildings, trying to spiritually connect the neighbors to one another. This effort mostly failed because it was really an attempt to take away the anonymity that the city offered and turn the apartment building into a village, stuck in the middle of a city. The apartment dwellers who wanted to go to church liked the number of choices that the city provided them, and didn't want to get stuck in a narrow social group. The ones who didn't want religion just didn't want religion.

Cox makes it clear that there are many anti-religious forces out there that aren't secular because they attempt to impose their own new ideology. "The rejection of meanings which do not contribute to one's own group is the opposite of secularization." When the pragmatism of modern people is allowed to degenerate into a system that focuses solely on function, what you have is a new religion, just one without gods in the sky. Nazism, he said, was a kind of tribalism in which only those who were "useful" to the new Reich were allowed to survive.

He gives a couple of other examples of "usefulness" going too far -- the business careerist focusing only on success, never on beauty or enjoyment, or the beatnik's resentment of everything established.

Christians and political conservatives alike have spent the past 60 to 70 years wringing their hands over what to do about secularization, and it's usually presented as a big scary force that's responsible for the general decline in church attendance and loosening morals. Every week I come across some essay about the dangers of secularism or of post-modernism. It's easy to write about it as a hostile, anti-God, anti-beauty, anti-life force because it's more fun to get in fights than come up with solutions. In those rare cases when secularism turns in on itself to become a new, aggressive ideology that seeks to impose itself on society, we should oppose it. (One example I can think of is an opinion I've heard that says contraception ought to be required for poor people because their kids cost too much to the taxpayers.)

But really, it's an opportunity for us to be really honest about our faith and live like real people who aren't trying to satisfy religious standards that artificially got placed on us. I'm trying to write a book about this, presently on version number 3 on how traditional religion can do a better job of speaking to those with a pragmatic, functional set of values. It ain't as easy as I thought it would be.